Hurdles for Nebraska's Eldery Women
Part II
The Elder Law Journal’s
article by M.L. Reig, “The Unspoken Poor: Single Elderly Women Surviving in
Rural America,” sheds light on what I have already observed. The article states
that single, elderly women in rural America have been left behind. These women
‘continue to face economic hardship and a high risk of poverty during old age.’[1]
Their income levels fall well short of those of the rest of the elderly
population.[2]
They receive Social Security benefits of lesser value than do most elderly
people and often do not receive income from private pensions or personal
investments.[3]
As a result, these women fall through the cracks of America's social policy and
have remained in poverty at a much higher rate than the rest of the elder
population, despite tremendous economic growth in the general economy during
the 1990s.[4]
Furthermore, the
article identifies the three main causes of poverty among single
nonmetropolitan elderly women. First, these women have insufficient income due
to lower average monthly social security benefits than men.[5]
Generally, single women receive lower Social Security payments because of lower
preretirement incomes and their tendency to engage in work not recognized by
the Social Security system, such as childcare and the care of aged family
members.[6]
Also, these women are less likely to receive a private pension.[7]
Second, isolation and lack of access to essential goods and services attributes
to the impoverishment of these women.[8] Lastly,
the attachment to their homes, the sanctuary of their memories, keeps women
from moving to more affordable housing.[9]
Advocacy work should be
done to provide more social contact and better transportation for these women
through non-governmental organizations. Policy work should be done to provide
financial support by adjusting Social Security survivor benefits. Also,
non-profit organizations could be established at the state and national levels to
advocate for legislation on behalf of these women. Furthermore, elderly women
living across the United States’ countryside are fiercely independent and will
not be the first to complain. That’s why it is imperative that policy and
advocacy work be done on their behalf.
[1]
M. L.
Reig, The Unspoken Poor: Single Elderly Women Surviving in Rural America,
9 Elder L.J. 257, 265 (2001)
[2] Id.
[3] Id.
[4] Id.
[5] Id.
[6] Id.
[7] Id.
[8] Id.
[9] Id.
This article should not be construed as legal advice. Situations are different and it’s impossible to provide legal advice for every situation without knowing the individual facts.
This article should not be construed as legal advice. Situations are different and it’s impossible to provide legal advice for every situation without knowing the individual facts.
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